Dealing with Stress

With the New Year upon us, my stress levels start to increase — I know I am not alone in this either. Stress affects each and everyone one of us in different ways. What is important is that you know what is affecting you and how you deal or do not deal with it. A quick qualifying note: I am referring to excessive amounts of stress. A normal amount of stress is natural; it pushes our creative limits and drives us to achieve. It is when the stress becomes overwhelming that problems generally start to occur. Additionally, one can experience…

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How to Save on a College Budget

By second semester, Ramen Noodles and free pizza are getting a bit old. Creating a budget in college is quite difficult, especially when you have little or no income. Before you can save, you need to figure out where you spend. Track your spending every day for two weeks in a journal and revisit your list at the end. Weed out those items you consider a want and what you consider a need. Did you find any impulse purchases? Maybe you found out you spent ten unnecessary dollars on bottled water, or you spent five extra bucks on brand name snacks….

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How to Get Involved on Campus

There are many reasons to get involved on campus: it helps to strengthen your résumé, it gives you a chance to meet people you would not otherwise, and it can help build personal confidence. Below I have some general tips to help you start getting involved. Remember, every campus is going to be different; it is your responsibility to research the details on your individual campus. 1. Find out where the resources are held: Some schools will have an online database where you can look up the contact and other information for clubs/organizations. Other schools have an office dedicated to…

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The Ins and Outs of Internships

Internships are great opportunities for students to learn about potential professions and for employers to find potential new employees. An internship can entail many different things, though. Positions can be full-time, part-time, or just a few hours a week, and an intern can be paid, unpaid, or partially paid for their time. Some organizations offer interns a salary for their work, while some may offer an hourly wage or weekly stipend. There are also many unpaid internships that may or may not give students the opportunity to earn course credit, instead of a paycheck. If you are in a situation…

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Don’t Fear Student Loans

I remember sitting down with my first financial aid counselor, terrified, thinking I had to drop out after my first semester of college. Her office soon became familiar to me throughout my undergraduate career, and, the more I saw her, the more grateful I felt for my student loans. Yes, they are intimidating; yes, college can get expensive; yes, I wish I had parents who could pay for my education. But today, despite the depth of my debt, I am grateful for my loans everyday. Student loans allowed me to graduate, not once but twice. Student loans allow me to work…

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Snagged a New Job? How to Complete a W-4 Form

If you have acquired your first paying job or snagged a new work-study position, you will be asked to fill out a W-4 Form. It may look a bit complicated at first so here’s how to fill out a W-4 form as easily as possible. What is a W-4 Form? A W-4 form gives YOU permission to control the amount of federal taxes you want withdrawn from your paycheck each pay period. It is a bit like a “pay-your federal-taxes-as-you-go” model.  Usually the more money you withhold the more money you get back from the government. The less money you…

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